The Cost Of Health Insurance For Self-Employed Individuals

The Cost Of Health Insurance For Self-Employed Individuals (1)

Finding The Right Health Insurance If You Are Self-Employed

If you work for yourself, looking for a health insurance plan that’s both affordable and reasonable can be frustrating.

First of all, there are several factors that you must take into account like your location, your age, and the type of policy that you need.

When it comes to the health insurance for self-employed cost, there’s no definitive answer because there are literally dozens of possible insurance plans that you can choose from.

The monthly premiums that you pay can range from $100 to up to $500.

This is why it’s very important that you analyze and understand all the aspects of an insurance plan before you sign up.

The Two Main Categories Of Health Insurance For The Self-Employed

The Cost Of Health Insurance For Self-Employed Individuals (1)The cost of availing health insurance will depend on which category your plan falls on. There is what is called an indemnity or comprehensive plan.

The most recognizable feature of this plan is that it doesn’t use a health care provider network.

You are free to choose the hospital or medical doctor that you want.

The coverage will be limited to reasonable and customary charged.

Charges that are above these amounts will be handled by the insured.

Comparing Health Insurance Rates

It’s highly recommended that you spend a good amount of time comparing the rates and premiums of various insurance plans.

Try to determine the advantages and disadvantages of each plan.

You should weigh all your options in the context of your work as a self-employed individual.

If necessary, you might want to consider getting the services of a health insurance consultant to assist you in finding a plan that’s appropriate for your situation. Get the consultant’s advice on the types of plans that are commonly availed of by self-employed people.

You have to make sure that the plan you get isn’t either too cheap or too expensive.

Learn About Health Insurance Laws In Your AreaThe Cost Of Health Insurance For Self-Employed Individuals (2)

In some instances, the health insurance laws in a particular state can be different from another state.

For this reason, you should take the time to consult with someone knowledgeable about the laws in your location.

Before you sign up with any type of insurance plan, make sure that you go over all the details in the context of the laws in your area. This can take some time but it will prevent problems in the future.

And as we mentioned earlier, the health insurance for self-employed cost varies depending on the type of insurance plan.

So make it a point to weigh all of your options before deciding.

Best Foods For Repairing Damaged Skin

As we carry out our day to day activities, our skin, which is the largest and most visible organ in the body, is exposed to various things that cause it to experience extensive damage.

Sun exposure, environmental pollution, harsh weather elements including (wind, rain, cold, and heat), dehydration, cigarette smoking, poor diet, lack of exercise, exposure to harsh chemicals in beauty products, stress, bacterial infections, and excessive use of alcohol and hard drugs are the main skin-damaging elements.

Fortunately, there are ways to help repair your damaged skin and even reverse the extensive damage caused by the above factors.

One way to do this is by eating the best food for skin repair as they support the skin’s own reparative systems.

Best Foods For Repairing Damaged Skin (2)

  • Citrus Fruits

Citrus fruits like lemons, oranges, and limes are excellent sources of vitamin C, which is crucial in repairing skin damage caused by free radicals.

It also encourages the growth of new skin cells, resulting in a firm, radiant, and wrinkle-free skin.

  • Pineapples and Papayas

Besides acting as digestive aids, pineapples and papayas contain proteolytic enzymes. These enzymes break down scar tissue formation and rejuvenate skin tissue.

They also contain high amounts of Vitamin C and have powerful anti-inflammatory properties.

  • Tomatoes and Watermelons

The lycopene in both fruits protects the skin from sun damage and also reverses the damages caused by the UV rays.

It also eliminates the harmful free-radicals caused by the sun rays, thus slowing down the cellular damage.

It also encourages cell growth and repair and removes toxins from the skin.

  • Berries

Best Foods For Repairing Damaged Skin (3)Berries are rich in antioxidants which help neutralize the oxidative damage from free radicals, promoting healthy skin.

They are also high in Vitamin C which encourages collagen production and promotes skin cells repair and growth.

  • Leafy Greens

Spinach, kales, turnip greens, Swiss chard, mustard greens, and collard greens are packed with all sorts of anti-aging antioxidants including various vitamins such as A, C, and E.

they are also loaded with minerals such as magnesium which help heal wounds and reduces skin damage.

  • Salmon (Wild Caught)

Salmon is packed with essential Omega-3 fatty acids (EPA and DHA).

EFAs are solely responsible for skin repair, increasing moisture content, and increasing skin elasticity.

Omega-3 fatty acids are also known to combat many skin disorders such as acne, eczema, and psoriasis.

They also slow or reverse the signs of premature aging.

  • Pomegranate

Pomegranate is an antioxidant-rich fruit that promotes cell regeneration and renewal.

It stimulates the skin to produce more collagen, tightening the skin and reducing fine lines and wrinkles.

  • Walnuts

Walnuts are rich sources of Omega-3 fatty acids which promote skin healing and repair of damages caused by free radicals.

Eating a handful of walnuts will give you a smoother and younger looking skin.

  • Legumes

The amino acids in legumes help speed up the repair and regeneration of skin cells, and also promote collagen production.

  • Eggs

The proteins in eggs repair skin cells that have suffered free radical damage.

They are also excellent sources of biotin, an important vitamin that protects against dry skin.

Best Foods For Repairing Damaged Skin (1)

  • Other foods that promote skin repair include;

• Sweet bell peppers

• Dark chocolate

• Grass fed beef liver

• Oysters

• Asparagus

• Seeds(flax, chia, hemp, etc.)

Aim to include the best food for skin repair in your diet if you want a healthy, radiant, smooth, and young-looking skin.